It’s called the retirement risk zone—the period of several years before your retirement date and the initial years of your retirement. The risk is a severe
Loyalty programs
Each loyalty program has its own rules about whether points can be transferred to a beneficiary, so check your programs’ policies. When
Months after the federal government launched the First Home Savings Account (FHSA), more than 20 financial institutions are offering FHSAs, and Canadians are
When you raise a child or help support a dependent family member, you’re sure to face extra costs. Here are some common family and caregiving situations and
According to Statistics Canada, the number of Canadians living alone has reached a record high. In fact, the one-person household is the most common household
The first things that come to mind when you think of estate planning might be your will, beneficiaries and executor or estate administrator. However, another
If you haven’t accounted for your digital property in your will or another document, you’re not alone. This is often overlooked when planning an estate.
Digita
Giving a financial gift to a grandchild can be tremendously satisfying, knowing you’re helping to make a difference in a loved one’s life. The first step is
Withdrawals from a Registered Education Savings Plan (RESP) are different than those from other registered plans. With an RESP, some withdrawals are taxable
The Canadian Securities Administrators, an umbrella organization of provincial and territorial securities regulators, introduced a measure two years ago to help
A Registered Education Savings Plan (RESP) is widely acknowledged as the number one way to save for a child’s education. However, many Canadians use an RESP as